Earning and Buying Points

You can earn one INSIDE^® Rewards point for every eligible dollar you spend, anywhere American Express Cards are accepted, whether you’re in Chicago or not.

You can also earn double INSIDE^® Rewards points on city essentials such as:

• Dining
• Movie tickets
• Cell phone service
• Cable and satellite TV service
• Internet service
• Gym memberships
• Newspaper and magazine subscriptions

Sign up to automatically pay your bills for the city essentials listed above and you can earn double INSIDE^® Rewards points month after month. It’s fast and convenient. And it can help you earn enough points for that special reward that much faster.

If you don't have enough INSIDE^® Rewards points for the specific reward you want, you have the option of buying additional points by calling one of our Customer Service representatives. You must purchase a minimum of 1,000 points in a single transaction, not to exceed 500,000 points in a calendar year. You will be charged $25 for every 1,000 points you purchase.

Points that you buy are available immediately and can be used in the same way as points that you accrue for spending on the Card.

Any points that you purchase are final and cannot be returned or refunded, and are subject to all terms and conditions of the program, including those concerning forfeiture.